FULL RISK DISCLOSURE + TERMS OF USE (EVERCREST ONE)
Evercrest Technologies & Solutions Software Systems - FZCO

Last updated: 31.01.2026

1. scope and purpose
   These Terms of Use and Full Risk Disclosure (“Terms”) govern access to and use of the Evercrest ONE software and related connectivity, tools, content, and services (collectively, the “Software”). The Software is provided by Evercrest Technologies & Solutions Software Systems - FZCO (“Provider”, “we”, “us”).

These Terms are provided for informational and contractual purposes and are intended to be made available on our website and/or provided to clients prior to activation. If you proceed to use the Software, you acknowledge that you have read and accepted these Terms.

2. no advice; no offer; informational only
   Nothing on our website, in our fact sheets, communications, or within the Software constitutes investment advice, financial advice, legal advice, tax advice, a recommendation, portfolio management, or a solicitation, offer, or invitation to buy or sell any financial instrument.

You are solely responsible for determining whether using the Software is appropriate for you and for obtaining independent professional advice where needed.

3. software access only; no custody; no brokerage
   The Provider licenses access to software and provides technical connectivity that enables automated execution on a client’s own broker account.

We do not:

• hold, receive, safeguard, or control client funds;

• open broker accounts on your behalf (unless the broker explicitly authorizes a process and you remain the account holder);

• provide brokerage, custody, dealing, discretionary management, fiduciary services, or portfolio management.

Your trading account is maintained with an external third-party broker (“Broker”). The Broker is responsible for onboarding, KYC/AML, custody arrangements (where applicable), pricing, execution, platform availability, statements, and the processing of deposits and withdrawals under the Broker’s terms and the applicable rules of the specific broker entity and jurisdiction you register under.

4. high risk warning (fx/cfds)
   Trading leveraged products such as FX and CFDs involves a high risk of loss and may result in the loss of some or all funds in your broker account. Leverage can magnify both gains and losses. You should only use funds you can afford to lose.

You acknowledge that:

• markets can move rapidly and unpredictably;

• losses can occur quickly, including during gaps or illiquid conditions;

• you may lose more than expected and may be subject to margin calls or broker stop-out rules.

5. past performance, targets, scenarios and projections
   Any past performance, backtests, examples, targets, projections, scenario tables, or illustrative calculations (if provided) are for informational purposes only and are not reliable indicators of future results. They are not a forecast and do not guarantee any outcome.

Data Sources and Methodology (High-Level)/ Performance Figures: Any performance information shown in marketing or informational materials provided to the Client (including YTD figures, monthly returns, historical performance, targets, scenarios, examples, and fee illustrations) is indicative only and is based on specific assumptions and/or a specific brokerage environment. Such figures may be calculated using broker statements and reporting and may vary materially depending on the broker and account used, including differences in spreads, commissions, swaps/financing, rebates, execution quality, slippage, latency, liquidity, margin/stop-out rules, account type, leverage, account currency, and the timing and amount of account funding. Accordingly, the performance fee amounts and any displayed performance metrics may not match exactly across different brokers or accounts and are not guaranteed to be replicable.

Any figures may be based on assumptions and may not reflect all costs, including broker spreads, commissions, swaps/financing, slippage, execution quality, and other real-world factors. Actual outcomes may differ materially, including losses.

6. execution and broker dependency risks
   Outcomes depend on market conditions and broker execution. Trading results and risk controls may be materially affected by:

• spreads, commissions, swaps/financing, and other broker costs;

• slippage, gaps, liquidity constraints, partial fills, requotes, rejected orders;

• price feed differences, delayed quotes, system latency;

• platform outages, maintenance, connectivity issues, VPS/internet failures;

• broker risk policies, margin requirements, stop-out rules, and instrument availability;

• third-party plugins, APIs, bridges, and integrations.

The Provider does not control broker execution quality or broker pricing and does not guarantee that any order will be executed at a particular price or at all.

7. risk controls and stop-loss framework (not guaranteed)
   The Software may include risk controls intended to manage exposure and drawdowns. This may include a drawdown/stop-loss framework that aims to limit drawdowns to approximately 12%.

You acknowledge and agree that:

• risk controls are not guaranteed;

• losses may exceed intended limits due to market gaps, slippage, liquidity, latency, outages, broker execution, margin/stop-outs, or other factors;

• the existence of a stop-loss framework does not mean losses are capped.

8. fees, rebates, and conflicts of interest
   Performance fee
   Where enabled through broker documentation, you may authorize the Broker to deduct and remit to the Provider a performance-based fee equal to 40% of net monthly profits (if any) (“Performance Fee”), calculated and reported according to the Broker’s statements and rules.

Broker-paid rebates/commissions
The Provider may also receive broker-paid rebates, commissions, spread mark-ups, or other volume-linked compensation in connection with your trading activity, as permitted by the Broker and applicable rules.

Conflicts of interest
These compensation arrangements may create conflicts of interest. For example, higher trading volume may increase broker-paid compensation regardless of performance. You acknowledge and accept these conflicts as disclosed.

Priority of broker documentation
Fee mechanics, calculations, and reporting are determined by the Broker’s official documentation and statements. In case of any inconsistency between these Terms and broker records, the Broker’s records and documentation prevail for fee calculation and execution reporting.

9. client responsibilities
   You are responsible for:

• selecting your Broker and completing the Broker’s onboarding and KYC/AML processes;

• funding your broker account and monitoring your account and risk exposure;

• understanding leverage, margin, stop-out rules, and instrument specifications;

• ensuring that your use of the Software complies with your local laws and regulations;

• maintaining secure access to your email, broker portal, and any authentication methods.

You must not rely solely on the Software for risk management. You remain responsible for all outcomes associated with your account.

10. eligibility and jurisdictional restrictions
    You must not use the Software where doing so would be unlawful. You are responsible for determining whether your jurisdiction permits the use of automated trading software and related broker arrangements. We may refuse onboarding, restrict access, or terminate availability if we believe there is legal, regulatory, sanctions, or compliance risk.

11. onboarding, activation, and disconnection
    Activation
    Activation occurs when the Software is first enabled/connected to your broker account, as recorded by Provider logs and/or broker platform records.

Minimum usage term (if applicable)
If your agreement includes a minimum usage term (for example, three months), it begins on the Activation date/time and applies as stated in your signed agreement and Commercial Terms.

Disconnection
You may request disconnection according to your agreement. If you request disconnection while positions are open, positions may be reduced or closed by the Broker, and outcomes may be materially affected, including losses. Immediate disconnection may occur as soon as reasonably possible, subject to operational constraints, time zones, and technical availability.

12. no warranties
    The Software is provided “as is” and “as available”. To the maximum extent permitted by law, the Provider makes no warranties or representations, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, uninterrupted availability, or error-free operation.

13. limitation of liability
    To the maximum extent permitted by applicable law:

• the Provider is not liable for any trading losses, loss of profits, loss of opportunity, loss of data, reputational harm, or indirect, incidental, special, consequential, or punitive damages;

• the Provider is not liable for any issues arising from broker execution, third-party systems, outages, delays, price feeds, slippage, gaps, margin/stop-outs, or other factors outside the Provider’s control;

• you use the Software at your own risk.

Nothing in these Terms excludes or limits liability that cannot be excluded by law (for example, liability arising from fraud or willful misconduct).

If your signed agreement provides a specific liability cap, that cap applies in addition to the above, to the extent permitted by law.

14. indemnity (website terms)
    You agree to indemnify and hold harmless the Provider, its directors, officers, employees, contractors, and partners against claims, losses, liabilities, costs, and expenses arising out of your breach of these Terms, misuse of the Software, violation of law, or infringement of third-party rights, except to the extent caused by the Provider’s fraud or willful misconduct.

15. intellectual property; license; no documentation transfer
    All rights, title, and interest in the Software and related materials remain with the Provider and/or its licensors. You receive a limited, revocable, non-exclusive, non-transferable license to use the Software for your personal/internal purposes as agreed.

The Software is provided as licensed access and/or connected functionality to the client’s broker account; no transfer of ownership, source code, or technical design documentation is provided.

You must not reverse engineer, copy, modify, distribute, sublicense, sell, rent, lease, or make the Software available to third parties except as expressly permitted in writing.

16. acceptable use
    You must not:

• use the Software for unlawful activities, fraud, market abuse, or prohibited trading conduct;

• attempt to bypass security, access controls, or authentication;

• interfere with the Software’s operation or attempt to introduce malware;

• misrepresent your identity, account ownership, or authority to trade.

17. communications; marketing statements
    You agree that official terms, risk disclosures, and fee mechanics are determined by your signed agreement, these Terms, and broker documentation. You acknowledge that you have not relied on any statement outside those documents, including informal messages, unless explicitly incorporated in writing.

18. changes to these terms
    We may update these Terms from time to time. Updated Terms apply from the posted “Last updated” date for website use. For signed client agreements, the signed agreement governs, and changes will not retroactively alter executed contracts unless both parties agree in writing.

19. governing law and dispute resolution
    These Terms are governed by the laws of the United Arab Emirates. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Dubai, unless your signed agreement specifies a different dispute resolution mechanism.

20. contact
    Evercrest Technologies & Solutions Software Systems - FZCO
    Address: Building A1, IFZA Business Park, DDP, Dubai, UAE
    Email: info@evercrest-tech.com
    Website: www.evercrest-tech.com